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Make Your On-line Holiday Shopping Safer

Cyber Crook

Shopping on-line is very convenient. There are lots of options, and you certainly will find some of the best prices available. Shopping on-line is secure, and you can receive your items quickly. And, if you do not like the item or it does not fit the return process is quick and easy.

Unfortunately, the holiday shopping season can be a jackpot for cyber crooks.

According to the IID's Third Quarter eCrime Report for 2011 reports that phishing attacks (in which thieves try to steal your sign-in credentials and even the information on the credit card by behaving like a real website) account for about 8% of sales. I

More people are shopping online than ever. Which makes this holiday season the ideal time for cyber crooks to target online shopping sites.

From fake gift cards, phishing scams and social engineering strategies, cyber-crime techniques are continuously evolving, and regrettably very successful.

Customers have to be very careful while shopping online. The good part is that everyone can reduce the threats of being a victim by just following basic security procedures.

Consumers should take the following precautions when taking their shopping online this holiday season:

1. Be cautious of a great on-line deal.

A usual approach by cyber convicts is the use of tremendously low price rates on standard items, like gadgets, electronics, to trap people into providing their private information.

2. Avoid using a debit card. Use a credit card instead.

If your credit card has been compromised and used to purchase items, it may be easier to resolve such issues by a credit card firm compared to your bank.

3. Take full advantage of the notification features of your credit card.

These notifications will automatically alert you of any unusual account activity. This can be very helpful throughout the year especially but during the holiday season.

4. Under no circumstances should you buy merchandise from websites that do not utilize secure HTTPS for their buying process.

Carefully look at the browser address line in the course of the purchase course; it should begin with HTTPS. This signals that there is a security certificate involved and will help better protect your information.

5. Make sure you have installed the most recent security software patches and fixes on your computer.

When a safety and/or security patch is available, you are better protected. Cyber crooks are excellent at exploiting security holes and vulnerability on older systems.

Make sure you scan through credit card and bank statements after the holiday buying season. Even minor charges you neglect can indicate a fraud. Inform your credit card and bank issuer directly about unexpected charges.

Additionally, online shoppers must be careful especially concerning emails they get. Phishing campaigns that attempt to convince customers to hand over their private and financial data tend to increase during the holiday season.

Overall remain calm. These stats seem to be very alarming but should not prevent you from online shopping. You should simply employ common sense and follow the suggestions above. When you follow these basic rules, you can buy online with confidence.

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